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Dec 24, 2021Liked by Yoshi Matsumoto

Excellent points. I don't know your finances, but if you have a mortgage like me, it's likely your debt far exceeds whatever savings you have. I think some planning is implied (walking it back).

"Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, ‘This person began to build and wasn’t able to finish.' " — Dave Ramsey

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